Payment Terms & Conditions
**Maharashtra Traders**
This Payment Policy outlines the terms and conditions related to payments made on the Maharashtra Traders website.
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1. **Accepted Payment Methods**
We accept the following modes of payment:
* UPI (Google Pay, PhonePe, Paytm, etc.)
* Net Banking
* Cash on Delivery (COD) *(if available)*
All payments must be made in Indian Rupees (INR ₹).
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### 2. **Payment Confirmation**
* Orders will be processed only after successful payment confirmation.
* In case of payment failure, the order will not be confirmed.
* You will receive a confirmation email/SMS once payment is successfully completed.
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### 3. **Cash on Delivery (COD)**
* COD is available for selected locations and order values.
* Maharashtra Traders reserves the right to restrict or cancel COD orders based on past order history or serviceability.
* Customers must ensure availability at the delivery address to accept COD orders.
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### 4. **Pricing Policy**
* All prices are listed on the website and are subject to change without prior notice.
* Prices may or may not include applicable taxes (update as per your setup).
* Any additional charges such as shipping or COD fees will be clearly displayed at checkout.
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### 5. **Shipping & Delivery Charges (Payment-Related)**
* **Free Home Delivery:** Orders above ₹1500 qualify for free home delivery within Mumbai and Navi Mumbai only.
* **Standard Delivery Charges:** Orders below ₹1500 will be charged a flat delivery fee of ₹100 within Mumbai and Navi Mumbai.
* **Outstation Deliveries:** For locations outside Mumbai and Navi Mumbai, delivery charges will be applicable as per the courier partner and delivery location.
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### 6. **Billing Information**
* Customers must provide accurate billing details.
* Incorrect information may lead to delays or cancellation of orders.
* Maharashtra Traders is not responsible for errors in billing details provided by the customer.
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### 7. **Refunds for Failed Transactions**
* If a payment is deducted but the order is not confirmed, the amount will be refunded automatically.
* Refund timelines may vary depending on your bank or payment provider (usually 5–10 business days).
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### 8. **Fraud Prevention**
* Maharashtra Traders reserves the right to cancel any transaction suspected of fraud or unauthorized activity.
* Additional verification may be required for certain transactions.
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### 9. **Secure Payments**
* All transactions are processed through secure and trusted payment gateways.
* We do not store your card or banking details on our servers.
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### 10. **Contact Us**
For any payment-related queries, please contact:
**Maharashtra Traders**
Email: mahatrade.19@gmail.com
Phone: 9819074453
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*By making a purchase on our website, you agree to these Payment Terms & Conditions.*
